Internet Ecommerce Merchant Accounts
An ecommerce merchant account and payment gateway will allow you to process transactions over the internet, either manually or through your ecommerce website.
Payment Gateway Systems:
- Authorize.net
- Verisign Payflow Link
- Verisign Payflow Pro
- Payment Clearing (Shopping Card System Included)
- NBS Gateway (Free Shopping Cart Included, Free Setup)
The NBS Gateway:
We offer you our own payment gateway system. Its free to setup and includes a virtual terminal, a free shopping cart, and the ability to integrate into nearly any website.

1 (Order Placed). Customer places order through secure connection on website, or merchant manually keys in transaction.
2 (Authorization Request). Payment Gateway receives the transaction through the secure internet connection, encrypts it, and submits an authorization to the credit card issuing bank.
3 (Authorization Response). Credit card issuing bank either approves or declines the request and sends a response back through the payment gateway to the website.
4 (Order Fulfilled). Once approved the merchant processes and ships the customer's order.
5 (Settlement Request). The Payment Gateway sends a settlement request to the merchant account provider each day that transactions are processed.
6 (Settlement Deposited). The merchant account provider deposits the amount for each settlement into the merchant's bank account. Usually takes 24 - 48 hours.
